Our Checking Accounts

Dillard’s Federal Credit Union offers two types of checking accounts to meet our members’ needs. Both accounts come with a free ATM or debit card that can be used at thousands of surcharge-free ATMs nationwide!

DFCU Checking

This account is designed for members who are looking for a good value without sacrificing all the extra options!

  • Free ATM or Debit Card
  • Free eStatements
  • Direct Deposit
  • First Box of Checks are Free
  • Free Online Bill Pay*
  • Free Online Account Access
  • No Minimum Balance Requirement
  • No Monthly Service Charge

 

Debit Cards

A Dillard’s Federal Credit Union Mastercard Checkcard lets you pay for purchases at millions of places Mastercard is accepted. The purchase amount is deducted from available funds in your credit union Checking Account. You can also use the card to access your accounts at ATMs that display any of the logos on your checkcard.

Money Market Checking

Money Market Checking is designed for those who want a little more for their money.  In addition to the features below, you’ll earn dividends when you maintain an average daily balance of at least $2,500.00.

  • Free ATM or Debit Card
  • Free eStatements
  • Earn Dividends
  • Free Online Bill Pay*
  • Free Online Account Access
  • Direct Deposit
  • First Box of Checks are Free

*You can pay up to 25 bills per month free. After 25 transactions, each additional transaction will incur a 50¢ fee.